Business Deposit Accounts

Small Business Checking

A checking account that is perfect for small businesses with minimal transaction volume and a minimum balance requirement of only $100.00. Ask us about Business Online Banking and what it can do for you.

Business Checking

A flexible account designed for businesses with moderate transaction volume. A monthly maintenance fee of $15 applies plus charges for monthly activity.

Helpful Tools

Business Interest Checking

This allows you to earn interest on collected balances maintained in your account. The interest rate paid on your Business Interest Checking Account is tiered, so the higher the balance, the more money your account earns. Please contact any of our offices for current terms and fees.

Insured Money Market Accounts

Only $1,000 is needed to open an Insured Money Market Account. This type of account allows you to earn money market interest rates while keeping your money liquid. You may make six transfers per month from your account, but only three may be payments (checks) to third parties. You may visit any of our offices to withdraw as often as you’d like. Rates vary, depending on your balance. Please call any of our offices for current information.

Certificates of Deposit

American Bank offers certificates of deposit with various terms and interest rates to meet your needs. The minimum balance required to open a certificate of deposit is $1,000.00 and special rates may be available for jumbo CDs (with balances of $100,000.00 or more). Please contact any of our offices for details.