Loans at American Bank

Mortgage Rates



Term Fixed Rate Points APR CPT*
10 Year 2.750% 0 2.750% $9.54
15 Year 2.750% 0 2.750% $6.78
20 Year 3.125% 0 3.125% $5.60
30 Year 3.500% 0 3.500% $4.49

Construction and Bridge Loans (owner occupied)

Term Fixed Rate Points APR   CPT*
Varies  4.500%  0 4.500%  

First Mortgage - Owner Occupied Balloon (25 year amortization)

Term Fixed Rate Points APR   CPT*
61 months  4.380%  0 4.380%   $5.49

Last updated Wednesday, August 24, 2016

*CPT = Cost Per $1,000

Stated rates are for purchase money transactions or refinance transactions with no cash-out (cash-out is defined as any additional funds disbursed other than refinancing the first mortgage). Please contact an American Bank loan officer for a rate quote on a cash-out refinance transaction.

Stated rates assume exceptional credit history and 20% down payment. The actual interest rate available to you will be based on your credit history and individual loan to approved value ratio. The actual rate may be different than the rate stated above.

In addition we offer financing for your investment property, vacant land, or business needs. Contact us to learn more about competitively priced rates and terms.

American Bank, financial partner for life.


NMLS ID #414651

All rates are subject to change without notice. Available in a limited area.

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